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Net Deposit

General

What is Net Deposit?

Net deposit is deposits minus withdrawals over a period. Why it is a truer picture of what playing has cost than any balance.

ByCasino Desk·Casino & Slots Editor

Reviewed byKris Fawkes·Chief Editor

What it means in practice

Net deposit is total deposits minus total withdrawals over a period. It is the amount of your own money that has actually gone into an account and stayed there, and unlike a balance it does not move when a session goes well for an hour. The figure matters because balances mislead. A player can see a healthy balance and still be well down over a year, and can see an empty one after a period that cost very little. Net deposit ignores what the balance happens to be doing today and answers the only question a household budget cares about. Most operators expose the inputs in the account statement, so the calculation is a subtraction rather than an estimate. Deposit and loss limits are set most sensibly against this number rather than against a session result, and reviewing it over several months is a plainer picture of what playing has cost than any single session can give.

Why it matters

A definition like this one decides what an offer is actually worth. The same wording turns up in bonus terms, on payment pages and in game rules, and it is usually where a promotion’s real cost is hiding — so it is worth reading an operator’s own terms with this meaning in mind rather than the marketing above them.

You must be of legal gambling age where you live — 18 in most markets, 19 or 21 in others. Understanding a term does not make an outcome more likely: casino games are built to return less than they take over time. Set deposit and time limits before you play.

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